Charleston, South Carolina - Direct Mortgage Partners

South Carolina Mortgage Lenders
Refinance Your Current Mortgage

Ever wonder what kind of information you'll need to refinance your home? Print out the handy checklist below!
____	Employer's verification address, contact phone number for personnel for both Borrower. and Co-Borrower. We need to verify the last two years employment.
____	Copy of Borrower's and Co-borrower's 2001 & 2002 W-2s.
____	For self-employed, a Year-To-Date signed Profit & Loss Statement and current balance sheet. Copies of Federal Tax Returns for 2001 & 2002 including all schedules, W-2s, 1099s, etc. These copies must be signed and dated.
____	Copy of Borrower's and Co-borrower's last 4 weeks pay stubs.
____	Copy of Borrower's and Co-borrower's Driver's License or photo ID and social security number.
____	Diploma or school transcripts, if you have been a student within the last 2 years
____	Banks: Last 3 months statements (ALL pages of statements)
____	Current account statements received for all asset accounts (savings, checking, mutual funds, stocks, bonds, IRA, 401(k), etc.)
____	Loans: Names, addresses account numbers, current balance and minimum monthly payments for ALL of the following:
	____ Installment loans
	____ Credit cards
	____ In-store credit cards
	____ Student loans
____	If applies, ALL PAGES of divorce decrees, property settlements, separation agreements, child support.
____	If applies, Bankruptcy papers with ALL PAGES and an explanation of the circumstances of the bankruptcy.
____	Copy of Social Security award letter, if you get Social Security.

____	Condos/Homeowners Association: Name, address and phone number of your Homeowners Association.
____	"Purpose for refinance" letter
____	Current mortgage company name, address, phone numbers and account numbers.
____	Copy of face page of homeowner's insurance policy.
	..
Click here to fill out an online application & get started right now.

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